Buyers Start Here
My past clients have worked with a variety of mortgage companies and have had a variety of experiences. Remember that there are many mortgage companies available and you are free to choose any company that can best fit your needs. The goal is to get pre-approved or pre-qualified and be able to write an offer that gets the seller's attention and shows you are a serious buyer and bringing a serious offer.
SHOPPING FOR A HOME
As a CENTURY 21® Agent I can help you shop for a home, compare homes, and compile your unique wishlist to find the perfect home for you.
Buying a home is one of the most important decisions you will make. That's why it's in your best interest to choose an experienced real estate agent who listens to and understands your needs, and has detailed knowledge of the area in which you want to want to live.
When you choose to work with me, you're dealing with a professional who understands your concerns and will provide you with the personalized service that makes all the difference.
What should you expect in your first meeting with a real estate agent? I will typically talk to you about the neighborhood where you want to live, home prices, schools, transportation, and the surrounding commercial and residential areas. I can also address the pros and cons of using a buyer's agent versus a sales or dual agent.
When you're ready to visit houses, expect me to help you with:
- Arranging showings with seller’s agents
- Tracking the properties you've seen and providing feedback to the sellers
- Identifying homes that meet your criteria and keep track of your "what's right for you" list
- Prepare your offer and negotiate the best price for you
- Provide you with digital documents to streamline the buying process
- Preview properties on your behalf when necessary
- Communicate using the latest available technology when appropriate to keep you updated on properties
TIP: After touring each home, write down what you liked and didn't like. I can help you develop a rating system to narrow the field. For example, pick the house you like best on day one and compare all other houses to it. When you find a better one, use the new favorite as your standard.
It doesn't make sense to go house shopping, if you don't know what you want. I recommend taking the time to sit down and make a list of all the things that you have liked about the homes and places you have lived. What were the rooms like? Was there enough storage space? Is a yard important to you?
A professional home inspection can be a crucial step in your decision making process. If a home has defects, you can use an inspection report to request the seller makes the necessary repairs prior to your purchase. A home inspection will help you pinpoint areas of the home that they may want to improve or enhance. It can also give a buyer peace of mind.
It is a good idea as a buyer to know ahead of time what works and what does not work in the house before the sale proceeds. A complete home inspection report can be a tremendous benefit when negotiating the final sales price. A thorough home inspection by a reputable company could cover hundreds of items both inside and outside of the house.
There are numerous home inspectors in our area. The best way to determine which home inspection company to use is to do some research, including checking references.
The cost of a home inspection can vary from company to company. The size of the home should also be taken into consideration. The larger or more unique the home the more time it will take for the inspector to complete their report, therefore directly affecting the cost involved. It is also a good idea to ask the inspector if they have previously been to the property and conducted an inspection.
Home inspectors will refer you to industry specialists such as structural engineers, electricians, plumbers, and heating and cooling contractors when they find issues that require expert opinions outside their scope of practice.
The majority of home inspectors will provide you with a typed report electronic copy (PDF file) of their findings. The report will include photos and recommendations regarding specific items from the physical inspection.
It is becoming more common for sellers to have a home inspection completed on their property before it is listed for sale. This allows the seller to correct any possible issues in advance and possibly get a faster sale.